About Us
Our Associates
Libra Associates
Adv. Neelam Alwin George, B.Com, LLM
has been a University Rank holder and Gold Medalist while graduating in Law and have had distinction of merit scholarship at Post-Graduation. She has 17 years of experience as a legal professional having worked with corporates and now runs a successful consulting firm Libra Associates based at Nagpur, India. The firm consults banks & financial institutions, developers, and individuals for property documentation. She also conducts training for staff of financial institutions. She has published number of books to her credit.
Neelam started her career with Consumer Education Research Council, Ahmedabad (CERC) and then worked with GRUH Finance for a decade heading the legal cell at the corporate office before moving into retail having had experience of entire gamut of retail lending right from starting a branch to credit appraisal, team management and above all collections.
Subash C V – MBA, (Consultant, Trainer, Guest Faculty at Management Institute)
Subash is a career banker with over 21years of experience in retail assets. He has worked across South, Central, North & Western regions of India. He has had opportunity to work in diverse roles such as Sales Manager, Branch Manager, Regional Manager and Head Product & Programs in Commercial Vehicle and Auto Loan markets in India and Middle East. His key skill-sets include Distribution & Key Account Management, Sales & Marketing, Strategy formulation & Execution. He is passionate about Leadership & holistic living.
He worked with two prominent brands, Sundaram Finance, the pioneers in vehicle finance and ICICI Bank in retail banking in India. Last position held was Business Head of Auto Loans with Al Rajhi Bank, a leading bank in Middle East, headquartered at Riyadh, Saudi Arabia.
Subash is currently pursuing INSEAD's Leadership Program for Senior Indian Executives (ILPSIE) 2012-13.Active blogger spends free time in philanthropy, music & reading.
Sine Management Consultants and Sineedge Consulting Private Ltd
Sitaraman Swaminathan-MBA
has over 20 years of experience in the retail lending industry in India and has worked at senior positions managing different loan portfolios with different organizations including Indian companies and multinational banks in India. He has proven track record of setting up successful start-ups in terms of new branches/ businesses. He is an expert in mortgages, and also experienced in Auto loans, Personal loans & Loans against Shares having managed businesses and risks across diverse organizations. The organizations he has worked with include Deutsche Bank, Standard Chartered Bank, ABN Amro Bank, HSBC, AIG and GRUH Finance Limited.
Neville Seth- ACA (Associate Member of Institute of Chartered Accountants of India)
has over 15 years of experience in Financial Management and the retail lending industry in India. He has experience in setting up and managing large underwriting shops for the mortgage business and also underwriting large ticket structured transactions. He is skilled in evaluation of diverse customer segments, properties and complex transactions across India. The organizations he has worked with include GE Money, ICICI Bank, Bridgestone, AIG and India bulls Financial Services.
Life Architects India
Manish Bhayani-B.COM- Manish is one of the partners of the firm Life Architects India. The firm has been established to help individuals and organizations achieve success by bringing a change in themselves through power coaching. Manish has about two decades of experience in the field of sales and training & consulting. Manish has trained countless number of audiences and is vivid reader and designer of learning solutions-diagnostics, approach, content and courseware. He adapts well to shifting demands on a training project and makes it a point of practicing positive expectancy. Manish’s training sessions facilitate clients to empower themselves-encouraging creativity, leadership skills and reaching exceptional sales and service excellence. The organizations Manish has worked with include Kotak Mahindra Primus Ltd., Tata Finance Ltd., Met Life Insurance Co. Pvt. Ltd., Centum Learning Ltd. and Dun & Bradstreet Information Services India Pvt. Ltd. The list of organizations Manish has consulted include Standard Chartered Bank, Tata Steel ltd., Accenture, IBM, Shapoorji Pallonji & Co. ltd. and Ranbaxy.